TERMS AND CONDITIONS
Last Updated: February 2026.
1. Introduction
These Website Terms & Conditions (“Terms”) govern your use of the Cape Finance Corporation website (“the Website”), including all content, pages, forms, and services provided through it.
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must immediately refrain from using the Website.
2. Definitions
- “Cape Finance Corporation”, “we”, “us”, “our” refers to the owner and operator of this Website.
- “User”, “you”, “your” refers to any visitor, browser, or person accessing or interacting with the Website.
- “Content” refers to all information, text, graphics, logos, downloads, documents, software, and materials published on this Website.
3. Use of the Website
You agree to use the Website only for lawful purposes. You may not:
- Use the Website in any way that violates applicable laws or regulations
- Attempt to gain unauthorised access to the Website or its servers
- Send or upload malicious software, spam, or harmful code
- Copy, reproduce, distribute, or exploit any part of the Website without written permission
- Interfere with the security, performance, or functionality of the Website
We reserve the right to suspend or restrict access to any user who violates these Terms.
4. Financial Information Disclaimer
Cape Finance Corporation provides financial-related information and services. However:
- All content on this Website is for general information purposes only.
- Nothing on the Website constitutes formal financial, legal, tax, or investment advice.
- Decisions made based on Website content are done at the user’s own discretion and risk.
- Specific terms, conditions, and eligibility criteria apply to financial products and services — these will be communicated separately when you engage with our company.
We make every effort to provide accurate information but do not warrant that the content is always error-free or fully up to date.
5. Accuracy of Information
While we strive for accuracy, all content is provided “as is” and may be updated, changed, or corrected at any time without notice.
We do not guarantee:
- The completeness or accuracy of information
- That services or content will always be available
- That the Website will be free of errors, delays, or interruptions
You use the Website at your own risk.
6. Third Party Links
The Website may include links to third-party websites or resources. These links are provided for convenience only.
Cape Finance Corporation:
- Has no control over third-party content
- Is not responsible for the accuracy, safety, or practices of third-party sites
- Does not endorse any third-party products or services unless explicitly stated
You access third-party sites entirely at your own risk.
7. Intellectual Property
All intellectual property on the Website — including logos, designs, content, graphics, data, software, and trademarks — is owned by Cape Finance Corporation or licensed to us.
You may not:
- Copy, reproduce, modify, or distribute any content
- Use any trademarks, branding, or copyrighted material
- Reverse-engineer any website functionality
Unless you have obtained our written consent.
8. Privacy & POPIA Compliance
Your personal information is processed in accordance with our Privacy Policy, available on the Website.
By using this Website, you acknowledge and consent to the processing of personal information as described in that Policy.
9. Limitation of Liability
To the fullest extent permitted by South African law, Cape Finance Corporation is not liable for any:
- Loss, damage, injury, or claim arising from your use of the Website
- Errors, omissions, or inaccuracies in content
- Downtime, system issues, viruses, or technical failures
- Direct, indirect, incidental, punitive, or consequential damages
This includes losses relating to:
- Financial decisions
- Data loss
- Business interruption
- Inability to access the Website
Your sole remedy is to discontinue use of the Website.
10. Indemnification
You agree to indemnify and hold harmless Cape Finance Corporation, its employees, directors, and partners from any claims, losses, damages, liabilities, costs, or expenses arising out of:
- Your use of the Website
- Your breach of these Terms
- Your violation of third-party rights
11. Security
We take reasonable measures to protect the Website but do not warrant that:
- The Website is virus-free
- Security vulnerabilities do not exist
- Data transmission is fully secure
You are responsible for using antivirus software and ensuring safe browsing practices.
12. Submissions, Forms & Online Applications
When you submit any form, application, or inquiry on this Website:
- You warrant that the information provided is accurate and complete
- You understand that submission does not constitute approval of any financial service
- We may contact you to request additional documents or verification
- Processing times for applications may vary
Electronic submissions are considered legally valid and binding.
13. Suspension or Termination
Cape Finance Corporation may, at its discretion and without notice:
- Suspend the Website
- Terminate access to any user
- Remove or change Website content
- Restrict certain features or services
This may occur due to maintenance, security threats, misuse, or breaches of these Terms.
14. Governing Law
These Terms are governed by the laws of the Republic of South Africa.
Any disputes must be resolved in South African courts.
15. Changes to These Terms
We may update or amend these Terms at any time.
Any changes will be posted on the Website with a revised “Last Updated” date.
Continued use of the Website indicates acceptance of the updated Terms.
16. Contact Information
For questions or concerns about these Terms, please contact:
Cape Finance Corporation
Email:
Phone:
Address: